HOT Wallet
hot-labs.org · live tariffs
HOT Wallet is a self-custodial wallet on NEAR and other chains with a built-in exchange: you can move stablecoins and crypto between networks and cash in or out through partners. Deposits are free, withdrawals cost the network fee, and swaps carry a small spread.
Ways to pay in
| Currency | Network / method | Fee | Limits |
|---|---|---|---|
| USD | Card via Mercuryo, 25-15000 USD | 6.5% | from 25 USD, up to 15,000 USD |
| Card via Changelly (Banxa, Visa/Mastercard) -> USDT (Ethereum) | 9.22% | up to 20,000 USD | |
| EUR | Card / Apple Pay / Google Pay via Mercuryo, 25-2000 EUR | 5.5% | from 25 EUR, up to 2,000 EUR |
| Card via Mercuryo, 25-15000 EUR | 5.5% | from 25 EUR, up to 15,000 EUR | |
| Bank transfer via Mercuryo, 25-66.67 EUR | 2 EUR | from 25 EUR, up to 66.67 EUR | |
| Bank transfer via Mercuryo, above 66.67 EUR | 3% | from 66.67 EUR, up to 15,000 EUR | |
| Card via Changelly (Paybis, Apple Pay) -> USDT (Ethereum) | 8.2% | up to 20,000 EUR | |
| GBP | Card via Mercuryo, 25-15000 GBP | 6.5% | from 25 GBP, up to 15,000 GBP |
| TRY | Card via Mercuryo | 6.5% | from 25 TRY, up to 15,000 TRY |
| CHF | Card via Mercuryo | 6.5% | from 25 CHF, up to 15,000 CHF |
| JPY | Card via Mercuryo | 6.5% | from 25 JPY, up to 15,000 JPY |
| AUD | Card via Mercuryo | 6.5% | from 25 AUD, up to 15,000 AUD |
| CAD | Card via Mercuryo | 6.5% | from 25 CAD, up to 15,000 CAD |
| USDT | Tron · USDT (TRC-20) | 0 | — |
| Ethereum · USDT (ERC-20) | 0 | — | |
| BNB Smart Chain · USDT (BEP-20) | 0 | — | |
| TON · USDT (TON) | 0 | — | |
| Card / bank via Onramp.money (USDT to NEAR) — did not open in the app on 2026-09-23 | — | up to 20,000 USDT | |
| USDC | Ethereum · USDC (Ethereum) | 0 | — |
| Ethereum · USDC (ERC-20) | 0 | — | |
| Solana · USDC (Solana) | 0 | — | |
| Base · USDC (Base) | 0 | — | |
| Polygon · USDC (Polygon) | 0 | — | |
| Stellar · USDC (Stellar) | 0 | — | |
| BTC | Bitcoin · On-chain (Bitcoin) | 0 | from 0.00000546 BTC |
| ETH | Ethereum · On-chain (Ethereum) | 0 | — |
| Base · On-chain (Base) | 0 | — | |
| Arbitrum · On-chain (Arbitrum) | 0 | — | |
| Optimism · On-chain (OP Mainnet) | 0 | — |
Other currencies (6)
| Currency | Network / method | Fee | Limits |
|---|---|---|---|
| SOL | Solana · On-chain (Solana) | 0 | — |
| AVAX | On-chain (Avalanche C-Chain) | 0 | — |
| BNB | BNB Smart Chain · On-chain (BNB Chain) | 0 | — |
| LINK | Ethereum · On-chain (Ethereum) | 0 | — |
| Ethereum · On-chain (ERC-20) | 0 | — | |
| NEAR | NEAR · On-chain (NEAR) | 0 | — |
| TRX | Tron · On-chain (TRON) | 0 | — |
Ways to receive
| Currency | Network / method | Fee | Limits |
|---|---|---|---|
| USD | Sell to card / bank via Mercuryo, above 101.27 USD | 4.95% | from 101.27 USD, up to 10,000 USD |
| EUR | Sell to card / bank via Mercuryo, 25-101.27 EUR | 4 EUR | from 25 EUR, up to 101.27 EUR |
| Sell to card / bank via Mercuryo, above 101.27 EUR | 3.95% | from 101.27 EUR, up to 10,000 EUR | |
| Card · HOT crypto card (Mercuryo-issued) top-up, 8-101.27 EUR | 4 EUR | from 8 EUR, up to 101.27 EUR | |
| GBP | Sell to card / bank via Mercuryo, above 101.27 GBP | 4.95% | from 101.27 GBP, up to 10,000 GBP |
| USDT | Solana · On-chain (Solana) | 0.010075 USDT | — |
| NEAR · On-chain (NEAR) | 0 | — | |
| Gnosis · On-chain (Gnosis) | 0.000037 USDT | — | |
| Ethereum · On-chain (Ethereum) | 0.3 USDT | — | |
| Tron · On-chain (TRON) | 1.722111 USDT | — | |
| USDC | Arbitrum · On-chain (Arbitrum) | 0.0053 USDC | — |
| Base · On-chain (Base) | 0.0024 USDC | — | |
| Solana · On-chain (Solana) | 0.010077 USDC | — | |
| Gnosis · On-chain (Gnosis) | 0.000037 USDC | — | |
| NEAR · On-chain (NEAR) | 0 | — | |
| Ethereum · On-chain (Ethereum) | 0.3 USDC | — | |
| BTC | Bitcoin · On-chain (Bitcoin) | 0.000019 BTC | — |
| NEAR · On-chain (NEAR) | 8e-8 BTC | — | |
| ETH | Arbitrum · On-chain (Arbitrum) | 0.0000012 ETH | — |
| Base · On-chain (Base) | 5.6e-7 ETH | — | |
| NEAR · On-chain (NEAR) | 0 | — | |
| Ethereum · On-chain (Ethereum) | 0.000035 ETH | — | |
| SOL | Solana · On-chain (Solana) | 0.000084862 SOL | — |
| AAVE | Ethereum · On-chain (Ethereum) | 0.0013 AAVE | — |
| ARB | Arbitrum · On-chain (Arbitrum) | 0.01 ARB | — |
| AURORA | NEAR · On-chain (NEAR) | 0.09329299265568085 AURORA | — |
| Ethereum · On-chain (Ethereum) | 8 AURORA | — | |
| AVAX | Avalanche · On-chain (Avalanche C-Chain) | 0.000022956937 AVAX | — |
Other currencies (23)
| Currency | Network / method | Fee | Limits |
|---|---|---|---|
| BNB | BNB Smart Chain · On-chain (BNB Chain) | 0.000013 BNB | — |
| COW | Gnosis · On-chain (Gnosis) | 0.00009 COW | — |
| DAI | Ethereum · On-chain (Ethereum) | 0.3 DAI | — |
| DOGE | Dogecoin · On-chain (Dogecoin) | 0.45 DOGE | — |
| EURe | Gnosis · On-chain (Gnosis) | 2e-7 EURe | — |
| KAITO | Base · On-chain (Base) | 0.01 KAITO | — |
| KNC | Ethereum · On-chain (Ethereum) | 1.2 KNC | — |
| LINK | Ethereum · On-chain (Ethereum) | 0.02 LINK | — |
| NEAR | NEAR · On-chain (NEAR) | 0.005 NEAR ≈ | — |
| PENGU | Solana · On-chain (Solana) | 1.031957 PENGU | — |
| PEPE | Ethereum · On-chain (Ethereum) | 45000 PEPE | — |
| SAFE | Ethereum · On-chain (Ethereum) | 2 SAFE | — |
| SHIB | Ethereum · On-chain (Ethereum) | 27000.000000000004 SHIB | — |
| SPX | Solana · On-chain (Solana) | 0.75029226 SPX | — |
| Ethereum · On-chain (Ethereum) | 0.4 SPX | — | |
| TRUMP | Solana · On-chain (Solana) | 0.004864 TRUMP | — |
| TRX | Tron · On-chain (TRON) | 0.29 TRX | — |
| TURBO | NEAR · On-chain (NEAR) | 6.299417283595645 TURBO | — |
| Ethereum · On-chain (Ethereum) | 160 TURBO | — | |
| UNI | Ethereum · On-chain (Ethereum) | 0.04 UNI | — |
| USD1 | Ethereum · On-chain (Ethereum) | 3e-13 USD1 | — |
| Solana · On-chain (Solana) | 0.330982 USD1 | — | |
| WBTC | NEAR · On-chain (NEAR) | 1e-7 WBTC | — |
| Ethereum · On-chain (Ethereum) | 0.0000018 WBTC | — | |
| XAUT | Ethereum · On-chain (Ethereum) | 0.00006 XAUT | — |
| XRP | XRP Ledger · On-chain (XRP Ledger) | 0.00001 XRP | — |
| ZEC | Solana · On-chain (Solana) | 0.00020959 ZEC | — |
| NEAR · On-chain (NEAR) | 0.00000419 ZEC | — |
Conversion
What HOT Wallet charges to convert one currency into another:
| Pairs | Fee |
|---|---|
| USD → USDT | 0 |
| EUR → USDT | 0 |
| Fiat and stablecoins → any | 0.07% spread + 0.05% fee |
| Crypto to crypto → any | 0.27% spread + 0.25% fee |
| Any pair → any | 0.29% spread + 0.25% fee |
— = not published. ≈ = estimate, not confirmed by the provider.
Compare in the converter
The converter shows what you would receive through HOT Wallet and the other services for your amount, after all fees.
FAQ
What are HOT Wallet's fees?
The cheapest way to pay into HOT Wallet costs 0 (BTC), the cheapest payout 0 (USDT); conversion between currencies is 0. Fees differ by currency, network and method — the exact figures are in the tables above.
What are the limits at HOT Wallet?
Minimum and maximum amounts per transaction, where published, are listed next to each method above. Daily and monthly limits usually depend on your verification level and country — check them in HOT Wallet's own terms before sending.
Is HOT Wallet safe and regulated?
We do not rate the safety of services; we only collect their tariffs. HOT Wallet operates at hot-labs.org — check its licence, terms of service and jurisdiction there, start with a small amount, and never send money you cannot afford to lose.
How do I start with HOT Wallet through your link?
Press the "Open HOT Wallet" button on this page: it leads to HOT Wallet through our referral link, which costs you nothing and may give you a bonus on the first transaction. Then compare the real amount you would receive in our converter.