Send money from Canada to India

You pay in CAD, the recipient gets INR. Below are services that can do this today, ranked by how much actually arrives after all fees and exchange-rate markups.

Market rate: 1 CAD = 67.7122 INR
Best now: Paysend — send 500 CAD, receive about 33,676.21 INR.
Estimates for 500 CAD; open the converter for your own amount. · Updated:

Services that send this corridor directly

Paysend Best nowBetter rate on your first transfer
33,676.21 INR
Loss vs market: 0.53%
Debit card Visa/Mastercard (Apple Pay / Google Pay) → To a Visa/Mastercard card or bank account
Open Paysend
Ether.fi Bonus for new users
33,670.22 INR ≈
Loss vs market: 0.55%
Interac e-Transfer → UPI
Open Ether.fi

Two-step route via a dollar stablecoin (USDT)

Buy USDT for CAD in one service, send it (fees are cents), and sell it for INR in another. Two steps, but often cheaper than a bank wire, and it works for corridors nobody serves directly.

Step 1 — CAD → USDT

Ether.fi Best nowBonus for new users
352.13 USDT ≈
Loss vs market: 0.35%
Interac e-Transfer → USDT (OP Mainnet)
Open Ether.fi
KuCoin Bonus for new users
347.31 USDT ≈
Loss vs market: 1.71%
Banxa, Simplex, BTC Direct, LegendTrading, Onramp → On-chain PLASMA
Open KuCoin
Telegram Wallet
343.42 USDT
Loss vs market: 2.81%
Карта / Apple Pay (Mercuryo) -> USDT, сверх бесплатного порога → USDT (TON)
Open Telegram Wallet

Step 2 — USDT → INR

Ether.fi Best nowBonus for new users
9,547.64 INR ≈
Loss vs market: 0.35%
USDT (Solana) → UPI
Open Ether.fi

Calculate your amount

How it works

  1. Pick a service above and open it with our link (some give a bonus on the first transfer).
  2. Register and pass a quick identity check — usually a passport photo, a few minutes.
  3. Pay with a card or bank transfer in Canada; the recipient in India gets money to a card, account or wallet.

FAQ

What is the cheapest way to send money from Canada to India?

Compare the amount received, not the advertised fee: a "0% fee" service can hide 3% in the exchange rate. The list above already accounts for both.

How long does a transfer from Canada to India take?

Card-to-card and stablecoin transfers usually arrive within minutes; bank payouts can take up to 1–3 business days.

What is the CAD to INR exchange rate today?

The mid-market rate is 1 CAD = 67.7122 INR. Services add their own markup; we show how much of it you lose.

Are these services legal and safe?

All listed services are public companies with their own licences and terms. Check the recipient's country rules and your bank's limits before a large transfer.

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