Send money from Germany to Canada

You pay in EUR, the recipient gets CAD. Below are services that can do this today, ranked by how much actually arrives after all fees and exchange-rate markups.

Market rate: 1 EUR = 1.6097 CAD
Best now: Ether.fi — send 500 EUR, receive about 802.04 CAD.
Estimates for 500 EUR; open the converter for your own amount. · Updated:

Services that send this corridor directly

Ether.fi Best nowBonus for new users
802.04 CAD ≈
Loss vs market: 0.35%
EURC (Ethereum) → Local transfer
Open Ether.fi
Paysend Better rate on your first transfer
797.39 CAD
Loss vs market: 0.93%
Debit card Visa/Mastercard (Apple Pay / Google Pay) → To a Visa/Mastercard card or bank account
Open Paysend
DeFi in Telegram
750.19 CAD ≈
Loss vs market: 6.79%
Bank card (MoonPay) -> USDT, fee-free band (cap stated in USD equivalent) → Sell USDT / GRAM to a bank card (MoonPay) (TON)
Open DeFi in Telegram

Two-step route via a dollar stablecoin (USDT)

Buy USDT for EUR in one service, send it (fees are cents), and sell it for CAD in another. Two steps, but often cheaper than a bank wire, and it works for corridors nobody serves directly.

Step 1 — EUR → USDT

Plasma One Best now
568.51 USDT
Loss vs market: 0.09%
SEPA (virtual IBAN via Bridge) → USDT to external wallet (Plasma)
Open Plasma One
Ether.fi Bonus for new users
568.15 USDT ≈
Loss vs market: 0.15%
EURC (Ethereum) → USDT (OP Mainnet)
Open Ether.fi
YouHodler Bonus for new users
567.72 USDT
Loss vs market: 0.23%
ERC-20 → TON
Open YouHodler

Step 2 — USDT → CAD

Ether.fi Best nowBonus for new users
140.96 CAD ≈
Loss vs market: 0.35%
USDT (Solana) → Local transfer
Open Ether.fi
DeFi in Telegram
134.88 CAD ≈
Loss vs market: 4.64%
USDT on-chain, TON network (TON) → Sell USDT / GRAM to a bank card (MoonPay) (TON)
Open DeFi in Telegram

Calculate your amount

How it works

  1. Pick a service above and open it with our link (some give a bonus on the first transfer).
  2. Register and pass a quick identity check — usually a passport photo, a few minutes.
  3. Pay with a card or bank transfer in Germany; the recipient in Canada gets money to a card, account or wallet.

FAQ

What is the cheapest way to send money from Germany to Canada?

Compare the amount received, not the advertised fee: a "0% fee" service can hide 3% in the exchange rate. The list above already accounts for both.

How long does a transfer from Germany to Canada take?

Card-to-card and stablecoin transfers usually arrive within minutes; bank payouts can take up to 1–3 business days.

What is the EUR to CAD exchange rate today?

The mid-market rate is 1 EUR = 1.6097 CAD. Services add their own markup; we show how much of it you lose.

Are these services legal and safe?

All listed services are public companies with their own licences and terms. Check the recipient's country rules and your bank's limits before a large transfer.

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