Send money from Germany to Malaysia

You pay in EUR, the recipient gets MYR. Below are services that can do this today, ranked by how much actually arrives after all fees and exchange-rate markups.

Market rate: 1 EUR = 4.6367 MYR
Best now: Ether.fi — send 500 EUR, receive about 2,310.26 MYR.
Estimates for 500 EUR; open the converter for your own amount. · Updated:

Services that send this corridor directly

Ether.fi Best nowBonus for new users
Loss vs market: 0.35%
2,310.26 MYR ≈
EURC (Ethereum) → Local transfer
Open Ether.fi
Paysend Better rate on your first transfer
Loss vs market: 0.7%
2,302.17 MYR
Debit card Visa/Mastercard (Apple Pay / Google Pay) → To a Visa/Mastercard card or bank account
Open Paysend

Two-step route via a dollar stablecoin (USDT)

Buy USDT for EUR in one service, send it (fees are cents), and sell it for MYR in another. Two steps, but often cheaper than a bank wire, and it works for corridors nobody serves directly.

Step 1 — EUR → USDT

Plasma One Best now
Loss vs market: 0.09%
568.56 USDT
SEPA (virtual IBAN via Bridge) → USDT to external wallet (Plasma)
Open Plasma One
Ether.fi Bonus for new users
Loss vs market: 0.15%
568.2 USDT ≈
EURC (Ethereum) → USDT (OP Mainnet)
Open Ether.fi
YouHodler Bonus for new users
Loss vs market: 0.23%
567.77 USDT
ERC-20 → TON
Open YouHodler

Step 2 — USDT → MYR

Ether.fi Best nowBonus for new users
Loss vs market: 0.35%
405.98 MYR ≈
USDT (Solana) → Local transfer
Open Ether.fi

Calculate your amount

How it works

  1. Pick a service above and open it with our link (some give a bonus on the first transfer).
  2. Register and pass a quick identity check — usually a passport photo, a few minutes.
  3. Pay with a card or bank transfer in Germany; the recipient in Malaysia gets money to a card, account or wallet.

FAQ

What is the cheapest way to send money from Germany to Malaysia?

Compare the amount received, not the advertised fee: a "0% fee" service can hide 3% in the exchange rate. The list above already accounts for both.

How long does a transfer from Germany to Malaysia take?

Card-to-card and stablecoin transfers usually arrive within minutes; bank payouts can take up to 1–3 business days.

What is the EUR to MYR exchange rate today?

The mid-market rate is 1 EUR = 4.6367 MYR. Services add their own markup; we show how much of it you lose.

Are these services legal and safe?

All listed services are public companies with their own licences and terms. Check the recipient's country rules and your bank's limits before a large transfer.

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