Send money from Germany to United Kingdom

You pay in EUR, the recipient gets GBP. Below are services that can do this today, ranked by how much actually arrives after all fees and exchange-rate markups.

Market rate: 1 EUR = 0.86017 GBP
Best now: Ether.fi — send 500 EUR, receive about 428.58 GBP.
Estimates for 500 EUR; open the converter for your own amount. · Updated:

Services that send this corridor directly

Ether.fi Best nowBonus for new users
Loss vs market: 0.35%
428.58 GBP ≈
EURC (Ethereum) → Faster Payments (Faster Payments)
Open Ether.fi
YouHodler Bonus for new users
Loss vs market: 0.5%
427.93 GBP
Wire → UMA
Open YouHodler
Paysend Better rate on your first transfer
Loss vs market: 0.92%
426.14 GBP
Debit card Visa/Mastercard (Apple Pay / Google Pay) → To a Visa/Mastercard card or bank account
Open Paysend
Plasma One
Loss vs market: 1.09%
425.41 GBP ≈
SEPA (virtual IBAN via Bridge) → Faster Payments payout (via Bridge)
Open Plasma One
DeFi in Telegram
Loss vs market: 6.79%
400.87 GBP ≈
Bank card (MoonPay) -> USDT, fee-free band (cap stated in USD equivalent) → Sell USDT / GRAM to a bank card (MoonPay) (TON)
Open DeFi in Telegram
HOT Wallet
Loss vs market: 7.91%
396.07 GBP
Bank transfer via Mercuryo, above 66.67 EUR → Sell to card / bank via Mercuryo, above 101.27 GBP
Open HOT Wallet

Two-step route via a dollar stablecoin (USDT)

Buy USDT for EUR in one service, send it (fees are cents), and sell it for GBP in another. Two steps, but often cheaper than a bank wire, and it works for corridors nobody serves directly.

Step 1 — EUR → USDT

Plasma One Best now
Loss vs market: 0.09%
568.56 USDT
SEPA (virtual IBAN via Bridge) → USDT to external wallet (Plasma)
Open Plasma One
Ether.fi Bonus for new users
Loss vs market: 0.15%
568.2 USDT ≈
EURC (Ethereum) → USDT (OP Mainnet)
Open Ether.fi
YouHodler Bonus for new users
Loss vs market: 0.23%
567.77 USDT
ERC-20 → TON
Open YouHodler

Step 2 — USDT → GBP

Ether.fi Best nowBonus for new users
Loss vs market: 0.35%
75.3 GBP ≈
USDT (Solana) → Faster Payments (Faster Payments)
Open Ether.fi
YouHodler Bonus for new users
Loss vs market: 0.5%
75.19 GBP
нативная сеть → UMA
Open YouHodler
Plasma One
Loss vs market: 1%
74.81 GBP ≈
USDT (Tron) → Faster Payments payout (via Bridge)
Open Plasma One

Calculate your amount

How it works

  1. Pick a service above and open it with our link (some give a bonus on the first transfer).
  2. Register and pass a quick identity check — usually a passport photo, a few minutes.
  3. Pay with a card or bank transfer in Germany; the recipient in United Kingdom gets money to a card, account or wallet.

FAQ

What is the cheapest way to send money from Germany to United Kingdom?

Compare the amount received, not the advertised fee: a "0% fee" service can hide 3% in the exchange rate. The list above already accounts for both.

How long does a transfer from Germany to United Kingdom take?

Card-to-card and stablecoin transfers usually arrive within minutes; bank payouts can take up to 1–3 business days.

What is the EUR to GBP exchange rate today?

The mid-market rate is 1 EUR = 0.86017 GBP. Services add their own markup; we show how much of it you lose.

Are these services legal and safe?

All listed services are public companies with their own licences and terms. Check the recipient's country rules and your bank's limits before a large transfer.

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