Send money from India to Germany

You pay in INR, the recipient gets EUR. Below are services that can do this today, ranked by how much actually arrives after all fees and exchange-rate markups.

Market rate: 1 INR = 0.00917241 EUR
Best now: Telegram Wallet — send 50,000 INR, receive about 431.29 EUR.
Estimates for 50,000 INR; open the converter for your own amount. · Updated:

Services that send this corridor directly

Telegram Wallet Best now
431.29 EUR
Loss vs market: 5.96%
Карта / Apple Pay (Mercuryo) -> USDT, сверх бесплатного порога → card sell (Mercuryo)
Open Telegram Wallet

Two-step route via a dollar stablecoin (USDT)

Buy USDT for INR in one service, send it (fees are cents), and sell it for EUR in another. Two steps, but often cheaper than a bank wire, and it works for corridors nobody serves directly.

Step 1 — INR → USDT

Telegram Wallet Best now
507.61 USDT
Loss vs market: 2.74%
Карта / Apple Pay (Mercuryo) -> USDT, сверх бесплатного порога → USDT (TON)
Open Telegram Wallet

Step 2 — USDT → EUR

YouHodler Best nowBonus for new users
87.35 EUR
Loss vs market: 0.6%
нативная сеть → UMA
Open YouHodler
Plasma One
86.99 EUR ≈
Loss vs market: 1%
USDT (Tron) → SEPA payout (via Bridge)
Open Plasma One
Ether.fi Bonus for new users
86.84 EUR
Loss vs market: 1.17%
USDT (Solana) → SEPA
Open Ether.fi

Calculate your amount

How it works

  1. Pick a service above and open it with our link (some give a bonus on the first transfer).
  2. Register and pass a quick identity check — usually a passport photo, a few minutes.
  3. Pay with a card or bank transfer in India; the recipient in Germany gets money to a card, account or wallet.

FAQ

What is the cheapest way to send money from India to Germany?

Compare the amount received, not the advertised fee: a "0% fee" service can hide 3% in the exchange rate. The list above already accounts for both.

How long does a transfer from India to Germany take?

Card-to-card and stablecoin transfers usually arrive within minutes; bank payouts can take up to 1–3 business days.

What is the INR to EUR exchange rate today?

The mid-market rate is 1 INR = 0.00917241 EUR. Services add their own markup; we show how much of it you lose.

Are these services legal and safe?

All listed services are public companies with their own licences and terms. Check the recipient's country rules and your bank's limits before a large transfer.

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