Send money from Poland to United States

You pay in PLN, the recipient gets USD. Below are services that can do this today, ranked by how much actually arrives after all fees and exchange-rate markups.

Market rate: 1 PLN = 0.260343 USD
Best now: Paysend — send 2,000 PLN, receive about 512.81 USD.
Estimates for 2,000 PLN; open the converter for your own amount. · Updated:

Services that send this corridor directly

Paysend Best nowBetter rate on your first transfer
512.81 USD
Loss vs market: 1.51%
Debit card Visa/Mastercard (Apple Pay / Google Pay) → To a Visa/Mastercard card or bank account
Open Paysend
Telegram Wallet
506.82 USD
Loss vs market: 2.66%
Карта / Apple Pay (Mercuryo) -> USDT, сверх бесплатного порога → USDT (TON)
Open Telegram Wallet

Two-step route via a dollar stablecoin (USDT)

Buy USDT for PLN in one service, send it (fees are cents), and sell it for USD in another. Two steps, but often cheaper than a bank wire, and it works for corridors nobody serves directly.

Step 1 — PLN → USDT

Telegram Wallet Best now
506.82 USDT
Loss vs market: 2.66%
Карта / Apple Pay (Mercuryo) -> USDT, сверх бесплатного порога → USDT (TON)
Open Telegram Wallet

Step 2 — USDT → USD

HOT Wallet Best now
100 USD
Loss vs market: 0%
USDT (TON) → On-chain (NEAR)
Open HOT Wallet
DeFi in Telegram
100 USD
Loss vs market: 0%
USDT on-chain, TON network (TON) → USDT on-chain, TON network (TON)
Open DeFi in Telegram
Antarctic Wallet
100 USD
Loss vs market: 0%
USDT , on-chain from external wallet (TON) → Internal transfer to another Antarctic Wallet user
Open Antarctic Wallet

Calculate your amount

How it works

  1. Pick a service above and open it with our link (some give a bonus on the first transfer).
  2. Register and pass a quick identity check — usually a passport photo, a few minutes.
  3. Pay with a card or bank transfer in Poland; the recipient in United States gets money to a card, account or wallet.

FAQ

What is the cheapest way to send money from Poland to United States?

Compare the amount received, not the advertised fee: a "0% fee" service can hide 3% in the exchange rate. The list above already accounts for both.

How long does a transfer from Poland to United States take?

Card-to-card and stablecoin transfers usually arrive within minutes; bank payouts can take up to 1–3 business days.

What is the PLN to USD exchange rate today?

The mid-market rate is 1 PLN = 0.260343 USD. Services add their own markup; we show how much of it you lose.

Are these services legal and safe?

All listed services are public companies with their own licences and terms. Check the recipient's country rules and your bank's limits before a large transfer.

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