You pay in TRY, the recipient gets EUR. Below are services that can do this today, ranked by how much actually arrives after all fees and exchange-rate markups.
Market rate: 1 TRY = 0.0179467 EUR
Best now: KuCoin — send 20,000 TRY, receive about 352.2 EUR.
Estimates for 20,000 TRY; open the converter for your own amount. · Updated:
Services that send this corridor directly
KuCoin Best nowBonus for new users
Loss vs market: 1.88%
352.2 EUR ≈
Banxa, Simplex, BTC Direct, LegendTrading, Onramp → SEPA / SEPA Instant bank transfer
Buy USDT for TRY in one service, send it (fees are cents), and sell it for EUR in another. Two steps, but often cheaper than a bank wire, and it works for corridors nobody serves directly.
Pick a service above and open it with our link (some give a bonus on the first transfer).
Register and pass a quick identity check — usually a passport photo, a few minutes.
Pay with a card or bank transfer in Türkiye; the recipient in Cyprus gets money to a card, account or wallet.
FAQ
What is the cheapest way to send money from Türkiye to Cyprus?
Compare the amount received, not the advertised fee: a "0% fee" service can hide 3% in the exchange rate. The list above already accounts for both.
How long does a transfer from Türkiye to Cyprus take?
Card-to-card and stablecoin transfers usually arrive within minutes; bank payouts can take up to 1–3 business days.
What is the TRY to EUR exchange rate today?
The mid-market rate is 1 TRY = 0.0179467 EUR. Services add their own markup; we show how much of it you lose.
Are these services legal and safe?
All listed services are public companies with their own licences and terms. Check the recipient's country rules and your bank's limits before a large transfer.