Send money from United Kingdom to Malta

You pay in GBP, the recipient gets EUR. Below are services that can do this today, ranked by how much actually arrives after all fees and exchange-rate markups.

Market rate: 1 GBP = 1.1626 EUR
Best now: YouHodler — send 500 GBP, receive about 578.39 EUR.
Estimates for 500 GBP; open the converter for your own amount. · Updated:

Services that send this corridor directly

YouHodler Best nowBonus for new users
Loss vs market: 0.5%
578.39 EUR
UMA → UMA
Open YouHodler
Ether.fi Bonus for new users
Loss vs market: 0.68%
577.32 EUR
Faster Payments (Faster Payments) → SEPA
Open Ether.fi
Plasma One
Loss vs market: 1.07%
575.05 EUR ≈
Faster Payments (via Bridge) → SEPA payout (via Bridge)
Open Plasma One
Paysend Better rate on your first transfer
Loss vs market: 1.67%
571.61 EUR
Debit card Visa/Mastercard (Apple Pay / Google Pay) → To a Visa/Mastercard card or bank account
Open Paysend
DeFi in Telegram
Loss vs market: 4.64%
554.31 EUR ≈
Bank card (MoonPay) -> USDT, fee-free band (cap stated in USD equivalent) → Sell USDT / GRAM to a bank card (MoonPay) (TON)
Open DeFi in Telegram
KuCoin Bonus for new users
Loss vs market: 5.06%
551.9 EUR
Apple Pay → SEPA / SEPA Instant bank transfer
Open KuCoin
Telegram Wallet
Loss vs market: 5.76%
547.81 EUR
Карта / Apple Pay (Mercuryo) -> USDT, сверх бесплатного порога → card sell (Mercuryo)
Open Telegram Wallet
HOT Wallet
Loss vs market: 10.3%
521.43 EUR
Card via Mercuryo, 25-15000 GBP → Sell to card / bank via Mercuryo, above 101.27 EUR
Open HOT Wallet

Two-step route via a dollar stablecoin (USDT)

Buy USDT for GBP in one service, send it (fees are cents), and sell it for EUR in another. Two steps, but often cheaper than a bank wire, and it works for corridors nobody serves directly.

Step 1 — GBP → USDT

Plasma One Best now
Loss vs market: 0.08%
660.88 USDT
Faster Payments (via Bridge) → USDT to external wallet (Plasma)
Open Plasma One
DeFi in Telegram
Loss vs market: 0.15%
660.38 USDT
Bank card (MoonPay) -> USDT, fee-free band (cap stated in USD equivalent) → USDT on-chain, TON network (TON)
Open DeFi in Telegram
YouHodler Bonus for new users
Loss vs market: 0.52%
657.92 USDT
UMA → TON
Open YouHodler

Step 2 — USDT → EUR

YouHodler Best nowBonus for new users
Loss vs market: 0.6%
87.36 EUR
нативная сеть → UMA
Open YouHodler
Plasma One
Loss vs market: 1%
87.01 EUR ≈
USDT (Tron) → SEPA payout (via Bridge)
Open Plasma One
Ether.fi Bonus for new users
Loss vs market: 1.17%
86.86 EUR
USDT (Solana) → SEPA
Open Ether.fi

Calculate your amount

How it works

  1. Pick a service above and open it with our link (some give a bonus on the first transfer).
  2. Register and pass a quick identity check — usually a passport photo, a few minutes.
  3. Pay with a card or bank transfer in United Kingdom; the recipient in Malta gets money to a card, account or wallet.

FAQ

What is the cheapest way to send money from United Kingdom to Malta?

Compare the amount received, not the advertised fee: a "0% fee" service can hide 3% in the exchange rate. The list above already accounts for both.

How long does a transfer from United Kingdom to Malta take?

Card-to-card and stablecoin transfers usually arrive within minutes; bank payouts can take up to 1–3 business days.

What is the GBP to EUR exchange rate today?

The mid-market rate is 1 GBP = 1.1626 EUR. Services add their own markup; we show how much of it you lose.

Are these services legal and safe?

All listed services are public companies with their own licences and terms. Check the recipient's country rules and your bank's limits before a large transfer.

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