Send money from United Kingdom to Nigeria

You pay in GBP, the recipient gets NGN. Below are services that can do this today, ranked by how much actually arrives after all fees and exchange-rate markups.

Market rate: 1 GBP = 1,756.76 NGN
Best now: Paysend — send 500 GBP, receive about 899,012.4 NGN.
Estimates for 500 GBP; open the converter for your own amount. · Updated:

Services that send this corridor directly

Paysend Best nowBetter rate on your first transfer
899,012.4 NGN
Loss vs market: +2.35%
Debit card Visa/Mastercard (Apple Pay / Google Pay) → To a Visa/Mastercard card or bank account
Open Paysend
Ether.fi Bonus for new users
871,981.75 NGN ≈
Loss vs market: 0.73%
Faster Payments (Faster Payments) → Local transfer
Open Ether.fi

Two-step route via a dollar stablecoin (USDT)

Buy USDT for GBP in one service, send it (fees are cents), and sell it for NGN in another. Two steps, but often cheaper than a bank wire, and it works for corridors nobody serves directly.

Step 1 — GBP → USDT

Plasma One Best now
661.26 USDT
Loss vs market: 0.08%
Faster Payments (via Bridge) → USDT to external wallet (Plasma)
Open Plasma One
DeFi in Telegram
660.77 USDT
Loss vs market: 0.15%
Bank card (MoonPay) -> USDT, fee-free band (cap stated in USD equivalent) → USDT on-chain, TON network (TON)
Open DeFi in Telegram
YouHodler Bonus for new users
658.3 USDT
Loss vs market: 0.52%
UMA → TON
Open YouHodler

Step 2 — USDT → NGN

Ether.fi Best nowBonus for new users
132,269.69 NGN ≈
Loss vs market: 0.35%
USDT (Solana) → Local transfer
Open Ether.fi

Calculate your amount

How it works

  1. Pick a service above and open it with our link (some give a bonus on the first transfer).
  2. Register and pass a quick identity check — usually a passport photo, a few minutes.
  3. Pay with a card or bank transfer in United Kingdom; the recipient in Nigeria gets money to a card, account or wallet.

FAQ

What is the cheapest way to send money from United Kingdom to Nigeria?

Compare the amount received, not the advertised fee: a "0% fee" service can hide 3% in the exchange rate. The list above already accounts for both.

How long does a transfer from United Kingdom to Nigeria take?

Card-to-card and stablecoin transfers usually arrive within minutes; bank payouts can take up to 1–3 business days.

What is the GBP to NGN exchange rate today?

The mid-market rate is 1 GBP = 1,756.76 NGN. Services add their own markup; we show how much of it you lose.

Are these services legal and safe?

All listed services are public companies with their own licences and terms. Check the recipient's country rules and your bank's limits before a large transfer.

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