DeFi in Telegram
DeFi in Telegram is the self-custodial mode of Telegram's wallet (TON Space): your own keys, on-chain TON, USDT and other tokens, swaps through DEX aggregators and a card on-ramp through partners. Swaps cost a small spread plus network gas; card purchases include the partner's fee.
存入方式
| 货币 | 网络 / 方式 | 手续费 | 限额 |
|---|---|---|---|
| EUR | Bank card (MoonPay) -> USDT, fee-free band (cap stated in USD equivalent) | 0 | — |
| Bank card (MoonPay) -> USDT | 4.5% + 0.07 EUR | — | |
| GBP | Bank card (MoonPay) -> USDT, fee-free band (cap stated in USD equivalent) | 0 | — |
| Bank card (MoonPay/Mercuryo) -> USDT above the fee-free cap, or -> GRAM | 4.5% ≈ | — | |
| TRY | Bank card (MoonPay/Mercuryo) -> USDT or GRAM | 4.5% ≈ | — |
| CHF | Bank card (MoonPay/Mercuryo) -> USDT or GRAM | 4.5% ≈ | — |
| AUD | Bank card (MoonPay/Mercuryo) -> USDT or GRAM | 4.5% ≈ | — |
| CAD | Bank card (MoonPay/Mercuryo) -> USDT or GRAM | 4.5% ≈ | — |
| USDT | TON · USDT on-chain, TON network (TON) | 0 | — |
| Tron · USDT cross-chain deposit -> USDT (TON) 1:1 (TRC-20) | 1.36% | — | |
| Tron · USDT cross-chain deposit -> USDT (TON) 1:1 (TRON) | 1.36% | — | |
| Ethereum · USDT cross-chain deposit -> USDT (TON) 1:1 (ERC-20) | 1.37% | — | |
| Ethereum · USDT cross-chain deposit -> USDT (TON) 1:1 (Ethereum) | 1.37% | — | |
| USDT (BEP-20 / BSC) cross-chain deposit -> USDT (TON) 1:1 | 1.18% | — | |
| Solana · USDT cross-chain deposit -> USDT (TON) 1:1 (Solana) | 1.13% ≈ | — | |
| Arbitrum · USDT cross-chain deposit -> USDT (TON) 1:1 (Arbitrum) | 1.05% | — | |
| Polygon · USDT cross-chain deposit -> USDT (TON) 1:1 (Polygon) | 1.11% | — | |
| Bank card (MoonPay) -> USDT, fee-free band up to 499 USD per transaction | 0 | 最高 499 USDT | |
| Bank card (MoonPay/Mercuryo) -> USDT above the fee-free cap, or -> GRAM, 20-89 USD | 3.99 USDT ≈ | 20 USDT 起, 最高 89 USDT | |
| Bank card (MoonPay/Mercuryo) -> USDT above the fee-free cap, or -> GRAM, above 89 USD | 4.5% ≈ | 89 USDT 起 | |
| USDC | Ethereum · USDC cross-chain deposit -> USDT (TON) 1:1 (Ethereum) | 1.11% | — |
| Solana · USDC cross-chain deposit -> USDT (TON) 1:1 (Solana) | 1.04% | — | |
| Base · USDC cross-chain deposit -> USDT (TON) 1:1 (Base) | 1.05% | — | |
| Arbitrum · USDC cross-chain deposit -> USDT (TON) 1:1 (Arbitrum) | 1.04% | — | |
| Polygon · USDC cross-chain deposit -> USDT (TON) 1:1 (Polygon) | 1.03% | — | |
| BTC | Bitcoin cross-chain deposit -> auto-converted to GRAM | 0.9% | — |
| ETH | Ethereum cross-chain deposit -> auto-converted to GRAM | 0.9% | — |
| SOL | Solana cross-chain deposit -> auto-converted to GRAM | 0.9% | — |
| CATI | TON · CATI (жетон) on-chain, сеть TON | 0 | — |
其他货币（8）
| 货币 | 网络 / 方式 | 手续费 | 限额 |
|---|---|---|---|
| DOGS | TON · DOGS (жетон) on-chain, сеть TON | 0 | — |
| EVAA | TON · EVAA (жетон) on-chain, сеть TON | 0 | — |
| GRAM | TON · GRAM on-chain, сеть TON | 0 | — |
| HMSTR | TON · HMSTR (жетон) on-chain, сеть TON | 0 | — |
| MAJOR | TON · MAJOR (жетон) on-chain, сеть TON | 0 | — |
| NOT | TON · NOT (жетон) on-chain, сеть TON | 0 | — |
| TAC | TON · TAC (жетон) on-chain, сеть TON | 0 | — |
| USDe | TON · USDe on-chain, TON network (TON) | 0 | — |
收款方式
| 货币 | 网络 / 方式 | 手续费 | 限额 |
|---|---|---|---|
| EUR | TON · Sell USDT / GRAM to a bank card (MoonPay) (TON) | 4.5% ≈ | — |
| GBP | TON · Sell USDT / GRAM to a bank card (MoonPay) (TON) | 4.5% ≈ | — |
| TRY | TON · Sell USDT / GRAM to a bank card (MoonPay) (TON) | 4.5% ≈ | — |
| CHF | TON · Sell USDT / GRAM to a bank card (MoonPay) (TON) | 4.5% ≈ | — |
| AUD | TON · Sell USDT / GRAM to a bank card (MoonPay) (TON) | 4.5% ≈ | — |
| CAD | TON · Sell USDT / GRAM to a bank card (MoonPay) (TON) | 4.5% ≈ | — |
| USDT | TON · USDT on-chain, TON network (TON) | 0 | — |
| TON · USDT -> USDT on TRON (TRC-20), cross-chain (TON) | 3.5 USDT | 100 USDT 起 | |
| TON · USDT -> USDT on Ethereum (ERC-20), cross-chain (TON) | 4 USDT | 250 USDT 起 | |
| TON · USDT -> USDT on Solana, cross-chain (TON) | 1.5 USDT | 40 USDT 起 | |
| TON · USDT -> USDT on BSC (BEP-20), cross-chain (TON) | 1.5 USDT | 40 USDT 起 | |
| TON · USDT -> USDT on Arbitrum, cross-chain (TON) | 1.5 USDT | 40 USDT 起 | |
| TON · USDT -> USDT on Polygon, cross-chain (TON) | 1.5 USDT | 40 USDT 起 | |
| TON · USDT -> USDT on Base, cross-chain (TON) | 1.5 USDT | 40 USDT 起 | |
| TON · USDT transfer to a Telegram contact or to the custodial Crypto Wallet (TON) | 0 | — | |
| TON · Sell USDT / GRAM to a bank card (MoonPay) (TON) | 4.5% ≈ | — | |
| CATI | TON · CATI (жетон) on-chain, сеть TON | 0.05 GRAM | — |
| DOGS | TON · DOGS (жетон) on-chain, сеть TON | 0.05 GRAM | — |
| EVAA | TON · EVAA (жетон) on-chain, сеть TON | 0.05 GRAM | — |
| GRAM | TON · GRAM on-chain, сеть TON | 0.05 GRAM | — |
| HMSTR | TON · HMSTR (жетон) on-chain, сеть TON | 0.05 GRAM | — |
其他货币（4）
| 货币 | 网络 / 方式 | 手续费 | 限额 |
|---|---|---|---|
| MAJOR | TON · MAJOR (жетон) on-chain, сеть TON | 0.05 GRAM | — |
| NOT | TON · NOT (жетон) on-chain, сеть TON | 0.05 GRAM | — |
| TAC | TON · TAC (жетон) on-chain, сеть TON | 0.05 GRAM | — |
| USDe | TON · USDe on-chain, TON network (TON) | 0 | — |
换汇
DeFi in Telegram 将一种货币换成另一种货币的费用：
| 货币对 | 手续费 |
|---|---|
| USDT → USDe | 点差 0.15% |
| USDe → USDT | 点差 0.15% |
| EUR → 任意 | 点差 2.4% |
| 任意 → 任意 | 点差 0.15% |
— = 未公布。≈ = 估算值，未经服务商确认。
在换算器中比较
换算器会显示您的金额通过 DeFi in Telegram 及其他服务、扣除所有费用后实际能收到多少。
常见问题
DeFi in Telegram 的手续费是多少？
DeFi in Telegram 最便宜的存入方式费用为 0 (USDe)，最便宜的取出方式为 0 (USDe)；货币之间的换汇为 点差 0.15%。手续费因货币、网络和方式而异，具体数字见上方表格。
DeFi in Telegram 的限额是多少？
已公布的单笔最低和最高金额列在上方各方式旁边。每日和每月限额通常取决于认证等级和所在国家，汇款前请在 DeFi in Telegram 的条款中核实。
DeFi in Telegram 安全吗？受监管吗？
我们不评估服务的安全性，只收集其费率。DeFi in Telegram 的官网是 wallet.tg，请在那里核实其牌照、服务条款和司法管辖区，先从小额开始，切勿汇出您无法承受损失的资金。
如何通过你们的链接开始使用 DeFi in Telegram？
点击本页的"打开 DeFi in Telegram"按钮：它通过我们的推荐链接进入 DeFi in Telegram，您无需支付任何费用，首笔交易还可能获得奖励。然后在我们的换算器中比较实际到账金额。